Therapy costs $155 per session, and each session is 50 minutes long. All payments are due at the time of service. We accept credit, cash, and check. You are welcome to talk to us about your financial situation if you think you might be eligible for a sliding fee.
I do not contract directly with insurance companies because those contracts often require certain agenda upon therapy process, which doesn’t allow us to be personalized, in-depth, and creative in our work together. It also demands a significant amount of out-of-session work. It wastes valuable resources that could have been used on you. Being out-of-network allows freedom and flexibility. We get to decide what’s best for you together.
Some people choose not to involve their insurance companies at all. Paying out-of-pocket means no strain from insurance companies. You do not require a mental health diagnosis for treatment. Lastly, some people seek counseling for personal growth and do not even meet criteria for a mental health diagnosis.
If you want to use your out-of-network benefits from insurance companies, please contact your own insurance company to inquire your specific policy benefits for seeing LMFTs for outpatient mental health service. Most companies will begin to reimburse you from 50-80% of service fee after the out-of-network deductible is met. Using your insurance company benefits requires you to have a mental health diagnosis given to you by your therapist. We will discuss your diagnosis with you if you choose this option.
When you use out-of-network benefits, this is how it works: you pay our agreed-upon fee out-of-pocket and then you seek reimbursement for services from your insurance company by submitting to them the superbill (receipt & proof of service) and any other paperwork they require.
Standard Fees
Reimbursements (Out-Of-Network Insurance)
Out-of-Pocket
Q & A:
1. What questions should I ask my insurance company?
a. Does my plan cover out-patient mental health services under a Licensed
Marriage and Family Therapist?
b. How much is the out-of-network deductible for me?
c. What is the coverage after my deductible is met?
d. How do I make a claim?
2. What is deductible?
In an insurance policy, the deductible is the amount paid out-of-pocket by the policy holder before an insurance provider will pay any expenses (Wikipedia).
3. What is copay? What is coinsurance?
A copayment or copay is a fixed amount for a covered service, paid by a patient to the provider (Wikipedia).
Coinsurance is the percentage of costs of a covered health care service you pay, after you've paid your deductible (HealthCare.gov).
4. What is a superbill?
A superbill is an itemized form, used by healthcare providers in the United States, which details services provided to a patient (Wikipedia).
Information contained herein is provided for reference only and does not replace legal definitions and/or insurance policies. Please check with your insurance company for details. Thank you.